Editor's Choice : Best Credit Card Deals for 2011 US

Here are our thoughts and recommendations on the what we think are the best credit cards in various categories. In light of the global credit crisis that we are facing, and the fact that many banks have tightened their lending standards, we will also be recommending cards for those with just average credit in this section as well.

Best Cash Back Credit Cards

There are quite a few very good cash back credit cards in the market today. Below are three cards that we recommend that allows you to earn more than the standard 1% rebates with most cards.

The problem with most cash rebates given by credit cards is that they are confined to just a few categories like gas, supermarkets or they only pay 1% rebates for everything. Some even put a cap on the amount of cash rebates you can earn in a calendar year. This is where the Discover card blows away most other cards. You can earn 5% rebates on more items than any other card. Here's the run down :

5% rebates on Airlines, Hotels, Car Rentals and Cruises between Jan and Mar
5% rebates on Home Improvement Stores, Department Stores and Clothing Stores between April and June
5% rebates on Gas Stations, Hotels, Theme Parks, Zoos and Bookstores between July and September
5% rebates on Grocery Stores, Restaurants, Movie Theaters, Movie Rentals between October and November
5% and 20% rebates (I look at them more like discounts) at over 100 online retailers like GAP.com, OldNavy.com, Dell.com, BestBuy.com!
You can also Double the value of rebates that you have earned if you redeem them for select gift cards (over 100 partners). For example, if you have accumulated $40 in rebates, you could get a $80 celebrity cruise, carnival cruise or Universal Orlando Resorts gift card or a $100 Hyatt Hotel and Resorts Gift Card


There are just so many items where you can earn 5% rebates if you use a Discover® More® Card - $100 Cashback Bonus® that you should never leave home without it! Furthermore, you can get a $100 cash back bonus if you spend $500 within the first 3 months. That equals 20% cash back as a bonus!

From http://www.askmrcreditcard.com/